Every bad loan…

🚨 Trust Deed Investing: Why Even “Safe” Loans Carry Hidden Risks 🚨

“Every bad loan looked good once.
Learn how to see risks others miss — and why experience matters when the unexpected happens.”

At Del Toro Financial Servicing and Private Lending 360°, we don’t just underwrite loans — we stress-test them.
Not because we’re pessimistic — but because we’ve seen what happens when real-world pressures hit.

📈 Could an investor lose money lending $300,000 on a property appraised at $500,000?
YES, THEY CAN.

Because real-world investing doesn’t follow a script:

• 📉 Appraisals can be wrong (by 5–10% or more)
• 📉 Markets fall — sometimes sharply
• 📉 Foreclosure is costly and slow
• 📉 Carrying costs eat into returns
• 📉 Property damage and borrower delays drag down liquidation value

👉 We’ve helped tens of thousands of clients navigate these risks with a team of 40+ seasoned pros — not in theory, but in reality.

Some practical tips for investors:

• Don’t blindly trust appraisals — pressure-test them.
• Protect rental income — use Assignment of Rents provisions.
• Act on red flags early — occupancy changes matter.
• And most importantly — work with a team that expects the unexpected.

Final Thought:
In trust deed investing, peace of mind isn’t built on hope — it’s built on experience.
And that’s exactly what we deliver.

Follow me for more insight.

Cheers,